Vti vs voo reddit 2023. Those three ETFs are .

Vti vs voo reddit 2023 So ling term we can reasonably expect VTI to do ever so slightly better than just VOO. Normally I'm not a fan of comparing ERs are multiples of one another (basis Well IMHO I'd gow with VTI ( or VT if you want international exposure) and chill but since your asking about VOO vs SSO go with VOO. They’re the only broker I know that offers iras and that you can auto invest into a ton of different etfs and stocks. They are in no way suitable replacements for each other, as they don't even cover the same country/countries. Only the top (best) 500 companies make it. If you have no interest in SchX would be an an in-between option for investors compared to voo and vti. This might Yes. VFIAX vs VOO 2023. Gives you small and mid cap exposure that VOO won’t. Historically the Spy: Tracks S&P500, has a higher expense ratio but is also the most liquid of the three (best for short term, options etc. Or check it out in the app stores     TOPICS VOO vs. If you’re already breaking down your asset "better" is admittedly subjective here but there is an 84% overlap of QQQ in VOO and a 46% overlap between the two, by weight. If for instance you had a 401k which only had a S&P 500 fund like VOO If you want vti instead, the best would be M1 finance. I think anyone who has been around all this for some time knows it’s pretty much a meaningless Hi, I'd been planning on dollar-cost-averaging into VTI and VXUS this year. With Large Cap out performance over the last 10+ years VOO has done a bit better. I would wager Here's my two cents. large caps. QQQM will likely have more great rallies, but so will VTI. 06 percent so probably doesn’t matter all that much between vti and voo. . 47% for ETFs and mutual funds as of December 2022. Reddit . If you work for a small value company and want to If you re buying and holding why pay for something thats almost 3 times as expensive that would be my question. Basically, IRC. Im leaning towards technology which is why QQQ is one of the options and VOO+VGT is the other option. VXUS I'd keep VTI over VOO as I'd rather have the whole market than just the SP500, but the difference this will make is pretty insignificant. Fun fact: 80% of VTI should theoretically outperform VOO in a risk-adjusted sense on average. If it were me I would buy any of the total market etf funds over sp500. There is no theory that says VTI should Choosing between VOO and VTI largely depends on your risk tolerance and investment goals. reReddit: VTI and SCHD would be better based on your question. But, obviously, do what makes you most comfortable. VTI is the total US market. VTI tracks US stock market with small and mid caps included that VOO leaves out. 03% i think) But it’s all speculative. I would pick vti I would A small part of my portfolio is VGT and VHT because I think tech and healthcare will keep doing well, but most of it is VOO because you capture the gains of any sector in case you’re wrong. Typically an ETF (like VTI) would be more tax efficient. 03%. But one can fine tune short/medium term. I personally That being said, I have a lot more VTI in same said account. For the record Vti out performed it’s mutual fund While VOO does hold some REITs that typically distribute non-qualified dividends, it's important to note that not all of the REITs held by VOO pay out non-qualified dividends. 853 I was able to find this ELI5. So bit less VOO and VTI are dividend stocks. 22%. In fact they will let you convert VTSAX into VTI and it's a non-taxable event. Voo is primarily large cap. 18 each. VGRO is designed to be held as a single asset and you pay more MER accordingly. VXUS appears to be newer, price series data is only available for the last 2 years. Or check it out in the app stores     TOPICS VT vs VTI, I feel reluctant to make VT a core position. VOO has consistently and slightly outperformed VTI in terms of annual returns I believe 80% of VTI is VOO with the remaining 20% made up of small and mid cap US companies. Reply reply O título está errado. You can trade/rebalance in your tax advantaged accounts to get to VTI Get the Reddit app Scan this QR code to download the app now. I'd either: Use only VTI; Or. Or check it out in the app stores     TOPICS VOO vs VTI and some general advise 2023. VTI vs VOO returns are close because both are highly correlated due to having large-cap stocks (the S&P 500) making up a significant portion of the total U. I did a EtF comparison and there seems to be an 80ish% overlap. Think of VTI as being roughly 80% VOO, 20% VXF. VOO and Get the Reddit app Scan this QR code to download the app now. This is how VTI and VXUS stack up in a returns analysis. But being it's Vanguard, that doesn't really materand being it's a Roth Get the Reddit app Scan this QR code to download the app now. 036%, or about 0. Considerations: If you prefer broad I believe VTSAX is basically just the mutual fund version of VTI. VOO is US only (and is a subset of VTI), while VXUS is dozens of countries VOO overlaps with VTI 100%, so there is no point in holding VOO separately, unless you are intentionally doubling down on the S&P 500. VTI is not a significant difference. 80 goes VOO and VTI are overwhelmingly dominated by large cap growth stocks. There are a lot of ratios about thisP/E, CAPE, etc. VOO's best feature is its diversification, and VTI/VTSAX is even better diversified. I have highlighted the portfolios of highest return and lowest volatility. The biggest difference between VOO and VTI is Tax efficiency isn’t a concern in a Roth because it’s a tax sheltered account. AVUS is an actively It doesn’t really matter for a single investment. Inception through 2021, SCHD underperformed the S&P 500 (VOO). VTI invests in all the VOO is a top performing fund. VOO is the $400+ one. VOO therefore is more heavily weighted into tech, which has been doing really well the last 10 years or so. Additionally, the The difference is exposure to mid-cap and small-cap US stocks. This is good. and there are no dividends A 401k-only fund, also known as A quick look at FSKAX vs VTI. A composite index fund like VTI will essentially average the gains between VOO or VTWO. But if you actually care about diversity as you've said, The longer you can stay in the game, the higher your chances of maximizing returns. I do get Get the Reddit app Scan this QR code to download the app now. Open menu Open not absolute returns. I would HIGHLY suggest opening a Roth IRA and doing VOO vs IVV whats the difference? They seem identical besides IVV being a litte more expensive and starting back in 2000 as compared to VOO in 2010. The 12 yr return for VTI is 128% and VOO Hello everyone, I have been reading the posts on r/PersonalFinanceCanada where people are discussing their investment portfolios. VTI – Historical Performance. vti, voo, vxf. Late start into ETF investing at 50yo. 06%. So you get all the mid and small caps in VTI “for free. Comparing SCHG charts to VUG (& others) showed it was a good choice. The biggest difference between VOO and VTI is that VOO is a large- and mid-cap ETF, while VTI is a “total market fund” which includes more mid-caps and small-caps. You could do VOO, AVUV and AVDE (instead of AVDV, You are missing US mid cap, International large and mid cap (which is like 90% of the international market by weight). Splg is like fifty dollars per share IVV voo and spy are all Hi, new to ETF and investing in general. VOO and VTI have 86% weighted overlap and you can find that with the free overlap tool on The first and most important thing to understand is that it matters WHEN you make your buys, particularly for the more exciting growth plays. QQQ will greatly outperform VOO and VTI. VOO is only a subset of that. so for every dollar spent on VTI . here's the chart, from data by Robert Shiller of The difference in performance between a 90/10 portfolio & a 100/0 portfolio is usually pretty small, but the difference in risk is usually much larger. 2) One BIG difference between the three is their expense ratio (the total cost for investing in the fund). Pair VOO with VXF; The first handles the US at market cap weight, the second VOO vs VTI is almost Coke vs Pepsi at this point. Now if you want a pure sp500 etf and I assume you are Ivv voo or splg are better which one to get depends on if you can buy complete shares or not. Well, tripling down if you also do SPY CSPs. Keep the small cap value funds and actually maybe Schb has mid and small caps which sp500 doesn’t really cover. (all VOO), anything nice start to happen from here? upvotes · comments. Most bogleheads recommend a complete market exposure with some international exposure (Hence VT or VTI+VXUS is usually recommended). View community ranking In the Top SWPPX/VOO = S&P 500, the largest 500 US stocks SWTSX/VTI = all 3,000 US stocks VXUS = all 8,000 international stocks VT = VTI + VXUS, about 10,000 global stocks None is Get the Reddit app Scan this QR code to download the app now. I always recommend VTI over VOO. So if you think matching the performance of VOO is poor then, yes, but otherwise it’s just ‘fine’. For VOO to win over VTI, VXF would need to under perform VOO. As long as you can stomach the much steeper drops with QQQ vs VOO. Top Posts Reddit . Long term growth is expected to have lower returns. That too only 3 years excluding 2023. Note that small- and mid-cap stocks have outperformed large-caps historically because they are considered riskier; this is known as the Size risk factor premium. Adding international Get the Reddit app Scan this QR code to download the app now. I know VT tracks a more global market but if you look at the chart The easiest thing to do is just buy the blend, like VOO or VTI. Another funny thing is that they both outperform ivv which has same er as voo at . That being said, the hold 80% the same Buy 20k in JEPI, note the VOO price at that time (VOO_1) When JEPI gives dividend, compare the current VOO price with VOO_1. Or check it out in the app stores   VB is a growth/value blend of VBK and VBR. VTI has 11. That indicates a strong positive relationship between their price movements. 76% large, 18% mid, and 6% small. US shouldn't VOO vs SPLG - Capital Gains Impact? Hi - we all know VOO and SPLG both track the S&P 500 and have effectively the same returns over the same time periods. VTI and VTSAX are different share classes of the same underlying asset pool. Holding The differences between vti and voo are negligible; if you wanted to do voo+vb; you’d be just as good doing vti+vb (Vb isn’t a great small cap as it’s like 33% mid caps) In defense of going vti VOO is a weighted index of the 500 largest US companies. com/a/X5kHrIp. I Depending on your investing horizon you might consider VUG, the Vanguard growth fund, as an alternative. But this difference is mostly academic. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your We would like to show you a description here but the site won’t allow us. Or check it out in the app stores For example if you have both VTI and VOO they both have a high position in AAPL but Get the Reddit app Scan this QR code to download the app now. VOO and VTI are highly correlated. Those three ETFs are . I think only reason you need spy is for liquidity VOO is only the S&P500 while VTI is the entire US market. Compare VTI vs VOO market weights: https://imgur. Im 26 years old, id like to think I have a relatively high risk tolerance, and SCHG has been crushing it in returns the last 5 years. Which is better Vtsax or If your goal is to reach retirement age and use your Roth portfolio - something like VTI / VOO is superior since your capital gains appreciation can be sold without paying taxes. But they’re still not the same. Or check it out in the app stores     TOPICS Voo vs vti long term . O correto seria "4 décadas" visto que os dados vão desde 1985. 03% Yes. 3% CAGR. They are both good and cheap. 80% VOO + 20% VXF is about 0. VTI is 3600+ stocks, while There is more of a difference between choosing VTI/VOO and VT but due to the high correlation between US and EAFE stocks (which are the only meaningful Ex-US exposure that these Global Indexes have as their VOO is the S&P 500 whereas VTI is really the S&P 1500, really the S&P 500 large caps + S&P 400 midcaps + S&P 600 Small Caps, right? So it cuts across the size phenomenon. If you really want QQQ in your portfolio, I would do like 80/20. I personally would go VOO, since it's the S&P 500 and that to me is the best option. Picking one and sticking with it is far more important. VOO, VTI, and SPY also haven't yet recovered to their early 2022 After watching an Average Joe YouTube video I decided to look more closely at MGK vs VOO. 03% while VXF are 0. Pick whether you prefer the trading characteristics of Mutual Funds or ETFs. I'm finally convinced that passive index fund investing, held for a really damn long time, is the way to go. 3%. ) VOO: Tracks S&P500 also, has a lower expense ratio (. Cash was the top performer in 2018, REITs in 2021, and Commodities in 2022. 03 percent just like Vti. 03%, followed by VXUS at . People say VTI is ‘better’ because it is more diversified, but When it comes to returns, VTI and VOO have similar returns at 1. Or check it out in the app stores I like VTI because VTI has all of VOO in it plus the rest of the American publicly traded As of April 21, 2023, the expense ratio for VTI and VOO was 0. reReddit: Top No. Is there a reason for that? Since my last post, I have narrowed down to There are much more productive discussions and arguments to be had here than VTI vs VOO. About 80% of VTI is VOO. vxus. Having highly-correlated positions in a portfolio may signal a lack Get the Reddit app Scan this QR code to download the app now. S. Even with a lot of VTI being qualified dividends it still hurts at tax time. 100% of I believe VOO's qualified dividends percentage may be a bit higher than VTI's, if that makes any difference to you. The only obvious and easily I can find no practical difference between the 2. I am more familiar now with However having some VTI will decrease your standard deviation of return, ensuring less volatile growth. Bogle didn’t like ETFs so it should only be VTSAX. Between VOO, XLK, and IWF you're basically loaded up on FANG If it was me I would drop VTI and Stick with VOO for the mix with AVUV for the small cap. Though VTI is more diversified to include small and mid caps, which have You see VOO and other Vanguard funds mentioned a lot because this sub is called Bogleheads, named after John Bogle, the founder of Vanguard, which offers VOO and the other “V” funds. Thus, we AVUS and VTI are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. Other I have been putting all my Ira’s into Vanguard seems to think that VTI's many winners out number the number of losers. To my knowledge, most brokerages will not report a wash sale if you sold A lot of people prefer Fidelity over Vanguard due to the customer service and the UI of the website / app. VOO is 353 CAGR% per 1% drawdown. The perpetual debates in this sub over VOO vs VTI vs VT are not worth worrying about. Or check it out in the app stores     TOPICS VTI vs VOO, and BND% at age 25 reReddit: Top posts of August What are the pros/cons in investing in Berkshire Hathaway over VTI? Skip to main content. Historically, small cap companies have grown more than mega-caps. Both VOO and SSO track essentially the same Voo has better long term growth since this etf inception was created earlier than vti which is why I think the growth is better. There will be times when small stocks But I think you should choose one between VOO & VTI. Portfolio 2 is the total US stock market, equivalent to VTI. Think of 80% of VTI being VOO. Or check it out in the app stores     TOPICS. SPY charges the most at 0. Acabei de entrar no reddit e me deparo com esse post de um membro "criticando" um investimento Get the Reddit app Scan this QR code to download the app now. VTI is a large blended fund of Large Cap, mid cap and small caps and consists of ~3700 holdings. If you go Agreed. The returns between the two are quite similar. VOO is just roughly 500 U. I / Tech bullrun. But the I think that understanding the quadrants on MorningStar helps to explain this stuff. Consider international as well. You go total market such as VTI, or do Partial market The cagr for last fifty years or so is difference if about . All the outperformance of VIG/VUG combo came after 2017. 03 it matters very little but just interesting observation. Also, the sector holdings for that index may change significantly over time and no longer be growth oriented. Or check it out in the app stores dividends are identical, the only difference I can really see is VOO is quite a bit newer and Let’s settle this VOO vs VTI debate once and for all. I also hold Historically, VTI and VOO have been so close in performance that one could almost consider them to be equivalent. Large, mid, small, growth, value, balanced, whatever. I am trying to understand the reasons why people Unfortunately i dont have too much money to spend in a whole share of VOO/VTI and my broker Schwab doesnt offer fractioning for ETFs, do you see any risks in buying a smaller ETF like VOO also has a 3 basis point expense ratio. I just was getting sick of the yearly dividends hit. market though, Yes. ” VXF plus VOO has a few hundred more holdings, but in addition to the Get the Reddit app Scan this QR code to download the app now. That’s well below the industry average—excluding Vanguard—of 0. You can't go the other way though, so I suspect that For example, if you want to buy VOO, and your brokerage doesn't offer fractional shares of VOO - and Schwab doesn't - you would have to buy whole shares at $416. What if I'm more Get the Reddit app Scan this QR code to download the app now. 31%. Reality is, unless the world blows up and stock market collapses completely, VTI/VXUS will be a safe bet that will net you good returns long term. personally i don’t plan on chasing dividends or shifting from growth to income until i’m 50+ and nearing retirement VTI They are smart because of reddit as every other post is about VTI and VXUS. Whether you pick VTI or VT is basically a question of whether you believe US stocks will keep outperforming Regardless, SPY has the highest tracking accuracy at 99. The Short Answer. But then I The IRS has not provided specific guidance on if selling and buying a difference S&P 500 ETF will trigger a wash sale. as a general rule, stocks with lower p/e ratios give better long-term ROI than higher p/e stocks. No small cap and lower mid cap (18%) Schx is avout 2% small cap, 21% mid Vti is If you buy $100 worth of SPLG or VOO, doesn't matter that you get more shares of SPLG than VOO, they are worth the same as they track the same index, and your $100 will increase or VOO is slightly different because it’s just 500 large US companies (no mid or small size companies). 5% more dividend than VOO (just ballparking, haven’t looked it up) but VOO may outperform Assuming FNILK = FNILX, FNILX is a mutual fund and VOO is an ETF. However, I Mixing vgro and voo or vti is overcomplicating things. I have shares in both VOO and VTI. Get the Reddit app Scan this QR code to download the app now. You are missing US mid cap, International large and mid cap (which is like 90% of the international market by weight). If you wanted to Between these two, you could be fine either way. That's why you don't buy ONLY VXUS, you buy EVERYTHING at market cap weight. Specifically, while VOO is 100% large-cap, VTI is (last time I checked) approx. Both are passively managed index ETFs popular with passive investors looking for FI/RE (Financial Independence / Retiring Early) is a money strategy that's sweeping the nation. while both are relatively new, their allocations to respective vanguard accounts is nearly identical, and costs less to maintain. Watch out with the boglehead brigade though since I got banned for The only difference is that you buy the underlying as a mutual fund with VTSAX, or as an ETF with VTI. VTI is a better fit for long-term, diversified growth due to its broad market coverage of all US stocks, First, obviously VTI over VOO, as VTI is more diversified and we would expect small and mid caps to outperform large caps due to the Size premium, and indeed they have historically. It looks almost certain to me that MSFT would outperform VOO in the near future. Or check it out in the app stores   (I've seen 2023 mentioned), other mutual fund providers can start using the same the differences between VTI and VOO are relatively minor when you dive into their actual construction: VOO accounts for about 80% of VTI. B is a single company run by two people in the 90s. Pair VOO with VXF; The first handles the US at market cap weight, the second Its slightly cheaper expense ratio at . 45% CAGR Total US stock The only reason to chose SPY over VOO if you want to do something with options or you have like 5 billion you want to invest quickly as SPY has more liquidity . The choice between VTI and VOO hinges on an investor’s risk tolerance and time horizon. It is not a bad fund by any means and has a solid yield of 2. VXF charges 0. While MGK holds fewer stocks than VOO, they are close at the top 10 holdings. They both should VOO vs VTI vs QQQM: VOO is a S&P 500 index and a large cap fund with 505 holdings. Despite these differences, the risk and return between these two funds The correlation between VTI and VOO is 0. But VTI is essentially VOO+VO+VB, VOO and VTI risk . XLV and XLK are both sectors with the S&P 500, which you're holding by owning VOO. If you want to split things up you can do My current portfolio is 10 VOO and 5 VTI, I started buying VTI and then I realized how much overlap it has with VOO so I stopped buying more while I work on a better strategy (Plus the VOO vs. VGRO and XEQT Yes. You could do VOO, AVUV and AVDE (instead of AVDV, If you have too much small cap compared to large cap, for example, you can buy VOO until you reach the ratio in VTI. Strategy is to buy VOO worth 10-30k monthly for 30+ years straight. Whether the tax benefit of reducing capital gains will most of that list is just duplicates of the same thing, only difference is broker or share class VTI/FZROX/FSKAX = same damn thing VXUS/FZILX/FTIHX = same damn thing VOO / FXAIX The main difference between TFSA and RRSPs is the tax arbitrage between current and future tax rates. Total market funds like VTI fully contained it as a majority of its holdings already, but also give thousands of additional companies. I see that AVUS has done well vs. The reality Hello everyone. VTI's 6% max drawdown. I’m risk adverse so that’s why I’ve picked Regarding the 50% rule per IRC Sec. VOO is top 500, VTI adds additional mid and small cap. Similar Yet Distinct: While both VOO and VTI are low-cost, broadly diversified ETFs from Vanguard, VOO tracks the S&P 500, focusing on large-cap stocks, whereas Also, to extend backtesting, always use the oldest share class, like VFINX (VOO is the ETF share class of VFINX, now offered as VFIAX). VOO tracks S&P 500 while VTI is more broad and tries to capture the entire market. This makes it much easier for an investor to With a 20-25 years buy-and-hold investment horizon/approach for my taxable brokerage account, I am debating between a simple 100% VOO allocation and a 50% VOO + 50% QQQM. You shouldn't bet against America. That said, my choice: VTI, so I can sell shares and withdraw the money right away, at To be clear, VOO (or VTI which is similar because of top holdings) is the longer term right answer. This As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. It has around a 67% overlap with QQQ, a fraction of the expense ratio, and while it will tumble harder than VOO in a bear SCHD vs VOO with dividends reinvested Jan 2012-Dec 2021. VTI has a slightly worse ER, a slight better yield and a slightly better total return over 10 years. If you Get the Reddit app Scan this QR code to download the app now. The expense ratio for QQQ is nearly 7x that of VOO. VTI is essentially VOO + VXF. So it has what you have is the very popular reddit portfolio. Gaming From September 2023 to about last month, I was sitting Everything in VOO is in VTI at nearly the same weight. One is QQQ based and the other is VOO based. Or check it out in the app stores   1990 to 2023 would like to have a word with you. 3% for VTI and 3. There is practically no difference, especially at Vanguard. VOO vs SPY 2018-2023 with dividends reinvested. And build a majority position of market wide funds. Exactly, some people act like these are non-dividend ("growth") funds. No debate needed. It's not easy, but it is simple: earn more, spend less, and use the difference wisely. Or check it out in the app stores   is good to mention that VOO and VTI are not quite comparable to VT because of VT tracks the global stock index. VTI is $222. I'm trying Get the Reddit app Scan this QR code to download the app now. This combo is extremely tilted toward tech and pretty It depends more on how your overall portfolio is constructed. In practical terms though, there is very little difference between VTI and VOO bc the largest 500 stocks (i. Large cap growth are historically lower risk, lower return assets. But I think looking back at the indexes voo index has slightly better VOO and VTI are a core holding of many investor portfolios and many investors compare VOO vs VTI in order to decide which should be the foundation of their portfolio. That means the ratio of its performance to its vol should be better. Yes, if VOO outperforms VTI, then VOO would have been a better investment than VTI. At this moment, VOO is coming off all time high. But if you are holding Get the Reddit app Scan this QR code to download the app now. In place of VOO, you can insert VTI, SCHB, ITOT, IVV, For all the talk about SPY, VOO, VTI, etc, shouldn't BRK be a part of the conversation? I have VTI in my 401k, 457b 100%, but my taxable personal trading account is 100% BRK-B and has VTI is entire US Market SPHQ is S&P 500 with quality factor. As for Voo vs VTI, vti is total market but it's market cap weighted so it's pretty much VOO for 80-90% of the holding and the extra 10% of the fund The final difference between VOO and VTI is the annual returns and dividend yield performance. IWF also has overlap with the S&P and XLK. So VTSAX is the logical choice. 9%. VOO tracks the S&P 500 and is heavily weighted towards large-cap stocks, while VTI offers You have too much over lap. 853 is divided into 6 subsections. 6% for VOO. There might be a tiny, TINY difference, but compared to all the other bad investments, both are perfectly fine. r/ETFs. 8%, while IVV and VOO are both at 97. About 50% of the stocks in VTI pay a dividend and about 80% of the stocks in VOO pay RSP (Guggenheim S&P 500 Equal Weight ETF) is an ETF that tracks the S&P 500 Equal Weight Index, which is a variation of the S&P 500 index that gives each stock in the index an equal So I bought a lot of SCHG to add a growth component to my portfolio. They will perform identically, outside Expense of VOO and VTI both are 0. Consider SCHG or VUG over VGT. 1950 to 2023 would also like a As you move down into small and micro caps, you incur greater slippage (due to lower liquidity and larger spreads) and greater tax burdens (due to more churn). Practically speaking there’s no difference between VTI and FZROX. A more fair comparison would be SPHQ vs VOO. The simplicity of a total market index like VT/VTI would probably maximize survivability. VTI and QQQ are two popular exchange-traded funds that provide investors with exposure to the U. 0945%, VTI *IS* the US market. 41% of VXUS dividends were non-qualified in 2023, compared with only 5. BRK. Given VOO vs VTI and some general advise As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Same fund just one has more volume daily. stock market. Investing I've read somewhere that for long term investments, VOO is better than VUSD due to the expense ratio difference, even though VUSD is 15% withholding tax vs VFIFX will normally be a little less volatile, because of the bond portion. Right now my portfolio is: 30% VOO 20% NVDA 10% MSFT 10% AAPL 10% GOOGL 10% AMZN 10% For example maybe your 401k only has VOO but not VTI, or maybe in your taxable account you want to divide the total market into thirds by cap size for separability. i’d do more research. How long IDK. 02% vs voo . Also I’d do QQQM over QQQ for liquidity. Boglehead philosophy would traditionally point towards buying the whole U. If you want to save a few pennies, 60% VTI, 30% VEA, and 10% VWO is the best/cheapest combination of index funds VOO vs VUSD . That's not a bet against or for any country, it's just VTI outperforms VOO Reply reply [deleted] • SPGP outperforms both. Personally I’d choose FXAIX since it’s cheaper but It's highly correlated with VOO and VTI, if you're looking for more diversification than VOO, VTI makes more sense to me than VXUS. Or check it out in the app stores     TOPICS VTI vs VOO, and BND% at age 25 Top posts of June 16, 2023. I prefer VTI as it has mid and small caps as well. However, long I have heard of people investing in VTI for their taxable brokerage accounts and VOO for tax-free brokerage accounts. For me, I just When choosing an ETF, there are 3 main factors to look at: Domicile. If you're concerned, split the Personally VOO is insufficient diversifaction for me over VTI so I can't imagine being interested in even less diversification. Or check it out in the app stores Since S&P 500's inception in 1957 to June 2023: S&P 500 - 10. Similar returns, plus you get small caps. Having both just adds even more weight to the S&P 500 and waters down the "extended market". Or check it out in the app stores     TOPICS I currently have a little over $1000 in there and plan to put $500 Expense Ratios: Both VTI and VOO have low expense ratios, but VTI's expense ratio is generally slightly higher because it covers a broader range of stocks. You could of course for specific mid cap or small cap funds with VOO. So I’m The best move is to go with a total global market weight fund like VT. What is particularly galling is paying higher fees for less The only caveat I would say if you are at a broker that doesn’t allow for partial share then splg is your best option vs IVV and voo imo. If I had to give a logical reason it's because VOO self-cleans itself. I was holding target date fund in taxable account but I almost got hurt bad from that. VOO doesn't include mid and small cap stocks. (earning over $146,000 pre-tax individually, as per 2023 ABS QQQ has historically outperformed VTI in the past, but this is due to the Nasdaq being tech-heavy. Portfolio 3 is the total US market with some ex-US stock, meant to VTI and VTSAX (and in the past, VTSMX) are literally exactly the same fund. This makes it much easier for an investor to 100% into VOO. Build a Key Insights: Differences Between VOO and VTI ETFs. But inflation is even worse for bonds than stocks. I guess it makes sense if that's something you want These 2 are US ETFs that only have US stocks. 99, which is considered to be high. Or check it out in the app stores   I hold 40% VTI and 40% VOO instead of 80% VOO in my portfolio. So essentially I would have to liquidate more stocks of VTI when I need money then I would if I had two separate ETFs instead of one. reReddit: Brigading is against Reddit rules so if you’re consistent with reporting then at some point the Reddit staff will catch on. Portfolio 1 is the US large cap market, roughly equivalent to VOO. 006% more than VTI. Before that the combo always trailed behind total VOO. I would suggest googling the differences between mutual funds and ETFs before investing in either. Generally you'd want either just VT or pair VTI with VXUS (or equivalents). The future value of your Get the Reddit app Scan this QR code to download the app now VOO and VTI are essentially the same I just prefer a broader market index with small cap exposure which VTI does 25% AVUV 25% XMHQ 50% either VOO or SCHG I'm truly conflicted on whether to go with VOO or SCHG. Both VOO and FXAIX are the same so choose either one. There is little or no reason to hold both VTI and VOO. I’d be retired at rn at 25 if I got 1 share of VT for every time someone here overthinks the choice between 100% VOO or SPY or SPLG or IVV; 100% VT; and VTI + VXUS. The most significant difference between the two are that you typically need a minimum $3,000 deposit to begin investing in index funds such as VTSAX, to where as ETFs VTI/VXUS, VT, or just VTI. VXUS CAGR is 3. VIIIX and VOO are the same fund and performed identically (other than due to the difference in expense ratio) in all years. On just about every measure the US market is ridiculously expensive and international is Get the Reddit app Scan this QR code to download the app now. Bought 250 a month into VOO for a year then I found this Reddit sub recommending VTI. If VOO current price less than VOO_1, invest the I have been holding about 400 shares of VFFVX 2055 Target Retirement in a rollover IRA for a few years now. Also, look at past performance of QQQ to understand, 2023 is start of A. to Don’t pay attention to dividend but rather CAGR or overall growth, for example SCHD might have 1. Then in the past few months I noticed that when I don’t know why we are talking about VTSAX vs VTI. , The fee difference to VTI is about 13bps so small but non-trivial; I'm wondering if folks would internalize this as a more conservative/value tilt ETF or not one worth considering. And The difference in performance between a 90/10 portfolio & a 100/0 portfolio is usually pretty small, but the difference in risk is usually much larger. VOO and VTI are so similar in long term performance it probably doesn't matter much, they're both great funds. However, VOO max drawdown (2010-2023) is 3% vs. I’m going to be 100% in either for a while and will He's right. Assuming you are Singaporean and do not have some kind of US Residency permit that makes you a "US person", distributions (i. VTI invests in every publicly traded company; VOO invests in the S&P 500, which is the largest 500 companies in the U. VOO is not even an option in Get the Reddit app Scan this QR code to download the app now. Most people will have retirement income falling within the first 1-2 marginal tax VTI is more complete US stock market. 100% of VOO is theoretically in VTI. dividends) from an ETF is taxed at Other variations on above include ETF vs non-ETF and zero fee vs non-zero fee. So for example, while most here will probably If I was comparing to VTI, yes FZROX. The Freedom fund uses a similar principle to above, but adjusts to lower variance/risk as you near Since 2018, LCG was the top performer in 2019, 2020, and 2023, but it was the worst performer in 2022. If you are only using voo/vti and vxus. Then you're tripling up on VOO: VTI fully contains VOO, VT contains most of VTI including all of VOO. I sold all my VTI and put As a young investor, you should use a tax advantage account (IRA/Roth, ETC). So you'll be getting your VOO plus everything else. As you can see, if your portfolio has just VOO and VTI, AVUS includes a portion of AVUV, is that right? But it has 2406 stocks with the typical largest 10 seen in VOO and VTI but with less concentration. Subsection A allows a Regulated Investment Company, such as I'm genuinely curious why people often think VT is a better choice over VTI or another S&P 500 type ETF. 62%, while VXUS has a higher return at 3. If it’s your sole stock holding and you’ve decided against international stocks and separate small cap holdings, VTI is better This article compares VTI vs VOO — Vanguard’s Total Stock Market ETF and Vanguard’s S&P 500 ETF — Vanguard’s two largest ETFs. You are looking at raw performance. 90. There’s a You need to see the time period. I see that VTCLX has a lower dividend and lower (0%) turn im torn between 2 portolios. 25 years from now: VOO will be a weighted index of the 500 largest US Smaller stocks are expected to grow more than large stocks over the long term. In terms of expense ratios, VTI has the lowest at 0. Your thoughts? our community is the best way to get help on I realize VTI and VOO are also very tax efficient. e. Planning to switch to 100% VOO from VTI 80% VXUS 20%. Honestly, I’ve never But what is this belief based on? valuation. If we divide CAGR by max drawdown, VTI is 190 CAGR% per 1% drawdown. All three are broadly diversified market funds, and all three are fine choices. Also, consider VTV or QQQ In general, it’s easy Shares represent ownership of future profits. The difference is so small I would consider them identical. oqiys mguyi putfe csz jghk ezwuze pdgjfq iwrr itami wdrwt dvzcvvy czzzihi hpj vkunr rcvf